Mortgages

 

Why We Don’t Rely on Mortgage Calculators

We don’t believe in relying on online mortgage affordability calculators—and here’s why! These calculators often give misleading results, overestimating or underestimating what you can borrow, or even rejecting you, when you might be a perfectly suitable candidate.

Don’t start your mortgage journey with inaccurate information. The best mortgage ‘calculator’ is a chat with one of our friendly, knowledgeable team members. They’ll take the time to understand your situation before explaining all your options.

Get in touch with Houblon Financial Services, and we’ll offer you personalised, accurate advice tailored to your needs.

First-Time Buyer Mortgages

We understand that buying your first home can feel overwhelming, and even seasoned buyers can find the mortgage market confusing. That's why we love working with first-time buyers, helping turn your homeownership dreams into reality.

Home Mover Mortgages

With so many mortgage options out there, it can be tricky and time-consuming to find the right one on your own. That’s where we come in.

While you may think sticking with your current lender is the easiest option, it’s always worth exploring the market each time you move. Let us do the hard work and find the best deal for you.
 

Remortgaging

Thinking about switching to a better mortgage deal? Our no-obligation review service will assess your current mortgage and explore if there’s a better fit for your needs. Whether you’re looking for a lower interest rate, raising funds for home improvements, or even buying another property, we make the process simple and hassle-free.

Buy-to-Let Mortgages

Investing in property can be a great long-term strategy, and securing the right buy-to-let mortgage is key to making it work. Whether you're new to property investing or expanding your portfolio, our expert team will guide you through the complex buy-to-let mortgage market, offer the guidance and support you need to make informed decisions. Making you get the most from your investment.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Houblon Financial Services is a trading name of Sarah Mains Residential (Whickham) Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.  For mortgages we are paid a fee, usually £250 and by commision from the lender.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE