Protection

We understand that thinking about worst-case scenarios is never pleasant, but we believe it’s vital to have the right protection in place.

Our team at Houblon is dedicated to making sure you, your family, and your property are covered in case the unexpected happens. It’s better to explore the “what ifs” now than wish you’d arranged cover sooner.

We offer a wide range of protection options, from life insurance to building and contents cover, as well as critical illness protection. We’ll have an open and honest discussion about the level of cover that’s right for you, based on your personal needs and budget.
 

Life Insurance

Taking out a mortgage is likely to be one of the biggest financial commitments you’ll ever make, so ensuring it’s protected is key.

Life insurance provides peace of mind that your mortgage will be paid off if something happens to you. Whether it’s life insurance, critical illness cover, or income protection, we’ll find the right solution to ensure your loved ones won’t be left struggling to meet financial obligations if the unexpected happens.

If you want reassurance that your family will be financially secure, we can help you explore the many options available and find the one that suits you best.

Critical Illness Cover

Talking about serious illnesses can be difficult, but securing critical illness cover provides peace of mind that you’ll be financially protected if diagnosed with a condition like cancer, a heart attack, or a stroke.

We understand that your health is a personal matter, and we’ll guide you through the process with care and confidentiality. Your insurer will consider your lifestyle and medical history, and we’ll help you find a policy that covers what matters most to you.

Not every illness is included, so it’s important to understand exactly what your policy covers. If you have any pre-existing conditions, we’ll assist you in finding insurers who may still provide cover, though premiums could vary.

We’ve helped many clients secure critical illness cover over the years, and we’ll always handle these conversations with sensitivity and clarity.

Building and Contents Insurance

Your home is your sanctuary, and after working hard to make it yours, protecting it is essential.
Buildings and contents insurance may seem like an unnecessary cost until something unexpected happens, like a fire, flood, or burglary. Without the right cover, repairing the damage or replacing your possessions could be financially overwhelming.

Instead of trawling through comparison sites, let us handle the search. We’ll find the right policy to protect your home and belongings, so you can rest easy.

Income Protection

Whether you’re employed or self-employed, income protection can be an essential safety net to ensure your mortgage, bills, and other expenses are covered if you’re unable to work due to illness.

This type of insurance provides monthly payments to replace your income while you recover.

When considering income protection, it’s important to think about how much you’d need if you couldn’t work, and factors like your age, health, job role, and waiting period before payouts.

Rather than navigating this yourself, let us help you determine the right level of cover and find a policy that fits your circumstances. If you’re unsure whether you’re properly covered, contact us, and we’ll explore your options together.

Houblon Financial Services is a trading name of Sarah Mains Residential (Whickham) Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.  For mortgages we are paid a fee, usually £250 and by commision from the lender.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE